Payment Solutions Built for Business
Online, in-store, and on-the-go! We offer a variety of personalized payment solutions to meet your business needs and give customers a fast, secure way to pay—wherever they are.
We simplify payments with convenient solutions you can rely on, and your customers can trust.
Keep Payments Safe & Compliant
Safeguard your business and customers with the highest standards of security, fraud prevention, and PCI compliance.
Accept Any Payment Method
Take payments from credit and debit cards, digital wallets, and EMV transactions—anywhere, any time—so you never miss a sale.
Gain Actionable Business Insights
Leverage real-time data and analytics from your merchant dashboard to make smart business decisions that reduce costs, save time, and increase profits.
Enjoy Predictable Rates
Say goodbye to hidden fees and surprise rate hikes. Our optimized interchange rates and fee-reduction programs keep your transaction costs low and predictable.
Speed Up Your Cash Flow
Keep your cash flow healthy with payment programs designed to help you get funds quickly, including next-day deposits.
Partner with a Local Expert
Gain peace of mind with a dedicated local payments specialist who knows your industry and helps your business thrive.
Smarter Payment Solutions for Today’s Business Challenges
Welcome to P2EZPay
In a world of rising costs and shrinking margins, your payment processing shouldn’t be yet another drain on your profits. At P2EZPay, we help businesses like yours save money, streamline operations, and stay competitive.
With decades of experience in the payments industry, we’ve seen it all—and solved it all. Whether you’re in construction, manufacturing, distribution, home services, or healthcare, our deep industry knowledge means we can pair you with the right solutions to get paid faster, easier, and for less.
Why Choose P2EZPay
At P2EZPay, we’re independent—meaning we’re not tied to any single provider. This flexibility allows us to shop the market and secure the best rates and systems, customized specifically for your business needs.
We specialize in virtual payment solutions, helping you simplify invoicing and payment collections with secure, user-friendly platforms. Get paid faster, minimize manual errors, and give your clients the convenience they expect—all without high processing costs.
Programs
Interchange Plus Pricing
In this transparent model, merchants pay the actual interchange fee set by
credit card networks (e.g., Visa, Mastercard) plus a fixed markup from the payment processor. This approach allows businesses to see the exact cost breakdown of each transaction. Interchange fees vary based on factors like card type and transaction
method. For instance, the average credit card interchange fees range from .05% to 3.25%.
Cash Discount Program
Enable your business to increase their pricing and offer a true discount when customers choose to pay with cash. Increase pricing for all your items across your entire product set or menus and offer a percentage as a discount or coupon when a customer chooses to pay with cash.
Products that offer this feature:
- Dejavoo P terminals
- Clover—through “#1 Cash Discount App” available in-app market (third-party)
- SwipeSimple
- HYFIN
- Lightning POS
- Union POS
Dual Pricing
Enable your business to show two separate prices. One being their increased (NEW or REGULAR) price and the other being their original “cash” price. This new increased price must make no mention of what it is for and must not mention “card price” or “credit price” it is merely the following: BAGEL: $3.12 | $3.00 IF CASH.
Products that support this feature:
- Dejavoo P terminals
- Dejavoo QD terminals
- HYFIN
- SwipeSimple
- IPOS (with PAYA for CNP)
- Lightning POS
- Union POS
Compliant Surcharge Program
Enable your business to pass up to a 3% charge on credit cards to offset processing fees. Surcharging cannot be done on any debit or prepaid card transactions. Signage must be present at the entry to the business and at the point of sale, which can be seen before the transaction occurs.
Products that support this feature:
- Echelon Secure Gateway
- Dejavoo P terminals
- Dejavoo QD terminals
- HYFIN
- iPOSpays
- Lightning POS
- Union POS
Let’s Talk
Whether you’re opening your doors or optimizing an existing setup, P2EZPay is here to help you navigate the complex payments landscape and come out ahead.
Contact us today to learn how we can help you take control of your payment systems and cut costs where it counts.
FAQs
What different payment pricing models does P2EZPay offer?
We prioritize transparent options, including Interchange Plus Pricing for the lowest rates. We also offer compliant solutions like Cash Discount and Dual Pricing programs to help minimize transaction costs.
What forms of payment can our business accept through your solution?
You can accept virtually everything: all major credit and debit cards, digital wallets (Apple Pay, Google Pay), EMV chip, and ACH/eCheck payments for secure, low-cost bank transfers.
How do you guarantee lower transaction costs compared to my current provider?
As Independent Payment Consultants, we are not tied to one system. We shop the market for you, utilize rate-reduction programs (like Level 3), and ensure you’re on the most competitive interchange-optimized rates available.
Do your solutions support online, in-store, and mobile payments?
Yes, our platform is unified to support all channels: integrated e-commerce processing, modern POS terminals for in-store sales, and virtual terminals or mobile apps for payments on-the-go.
Are your systems compliant with PCI standards and secure against fraud?
Absolutely. Security is foundational. Our solutions are fully PCI compliant and equipped with advanced fraud prevention and encryption tools to safeguard all customer data and transactions.
What does it mean to "Partner with a Local Expert" for my payments?
It means you gain a dedicated local payments specialist who understands your industry and business goals. You get peace of mind with responsive, personalized support, not a distant call center.